.site{--w:1120px;color:var(--ink);background:var(--paper);flex-direction:column;min-height:100vh;font-size:17px;line-height:1.6;display:flex}.site a{color:var(--navy);text-underline-offset:3px;-webkit-text-decoration:underline #11253740;text-decoration:underline #11253740}.site a:hover{-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold)}.site .wrap{max-width:var(--w);margin:0 auto;padding:0 24px}.site h1,.site h2,.site h3{font-family:var(--serif);color:var(--navy);letter-spacing:-.01em;text-transform:none;font-weight:400}.site h1{margin:0 0 18px;font-size:clamp(36px,5vw,58px);line-height:1.06}.site h2{margin:0 0 14px;font-size:clamp(28px,3.2vw,38px);line-height:1.12}.site h3{margin:0 0 8px;font-size:23px;line-height:1.2}.site p{margin:0 0 14px}.site .eyebrow{font-family:var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:12px;font-size:12px;font-weight:600}.site .lead{color:var(--ink-2);max-width:62ch;font-size:clamp(18px,1.6vw,21px);line-height:1.55}.site .muted{color:var(--ink-3)}.site section{padding:84px 0}.site section.tight{padding:56px 0}.site .btn{font-family:var(--sans);background:var(--navy);color:#f5f2eb;border:1px solid var(--navy);border-radius:999px;align-items:center;gap:8px;padding:13px 22px;font-size:15px;font-weight:600;text-decoration:none;transition:background .15s;display:inline-flex}.site .btn:hover{background:var(--navy-2)}.site .btn.gold{background:var(--gold);border-color:var(--gold);color:#fff}.site .btn.gold:hover{background:#a8742f}.site .btn.ghost{color:var(--navy);background:0 0}.site .btn.ghost:hover{background:#1125370d}.site .btn.light{color:#f5f2eb;background:0 0;border-color:#f5f2eb73}.site .btn.light:hover{background:#f5f2eb14}.site .btns{flex-wrap:wrap;gap:12px;display:flex}.site .notice{background:var(--gold);color:#fff;text-align:center;padding:8px 16px;font-size:14px}.site header.top{z-index:20;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);background:#f5f2ebf0;position:sticky;top:0}.site header.top .wrap{align-items:center;gap:24px;height:76px;display:flex}.site .brand{color:var(--navy);flex:none;align-items:center;gap:12px;text-decoration:none;display:flex}.site .brand img{width:52px;height:auto}.site .brand .wm{font-family:var(--serif);letter-spacing:.2em;text-transform:uppercase;font-size:16px;line-height:1.1}.site .brand .wm small{letter-spacing:0;text-transform:none;color:var(--ink-3);margin-top:2px;font-size:13px;font-style:italic;display:block}.site nav.main{white-space:nowrap;align-items:center;gap:20px;margin-left:auto;font-size:14.5px;display:flex}.site nav.main a{color:var(--ink-2);text-decoration:none}.site nav.main a:hover,.site nav.main a.on{color:var(--navy)}.site nav.main a.on{box-shadow:inset 0 -2px 0 var(--gold);padding-bottom:4px}.site nav.main .btn{color:#f5f2eb;padding:10px 18px;font-size:14px}.site .menu{margin-left:auto;display:none}.site .menu summary{cursor:pointer;color:var(--navy);border:1px solid var(--line);background:var(--card);border-radius:999px;padding:8px 16px;font-size:15px;list-style:none}.site .menu summary::-webkit-details-marker{display:none}.site .menu[open] .sheet{background:var(--paper);border-bottom:1px solid var(--line);gap:4px;padding:12px 24px 22px;display:grid;position:absolute;top:76px;left:0;right:0;box-shadow:0 18px 30px -20px #11253759}.site .menu .sheet a{color:var(--navy);border-bottom:1px solid var(--line-soft);padding:10px 0;font-size:18px;text-decoration:none}.site .hero{box-shadow:none;color:#f4f0e8;background:linear-gradient(160deg,#112537 0%,#1a3552 62%,#2b4561 100%);border-radius:0;gap:0;margin:0;padding:110px 0 120px;display:block;position:relative;overflow:hidden}.site .hero .glow{pointer-events:none;background:radial-gradient(closest-side,#d58e3352,#d58e3300);width:680px;height:520px;position:absolute;bottom:-180px;right:-120px}.site .hero svg.horizon{opacity:.7;pointer-events:none;width:100%;height:190px;position:absolute;bottom:0;left:0;right:0}.site .hero .glow{bottom:-180px;right:-120px}.site .hero .wrap{position:relative}.site .hero h1{color:#f7f3ea;max-width:17ch}.site .hero .lead{color:#d9d2c4}.site .hero .eyebrow{color:#d9a45f}.site .hero.sub{padding:84px 0 88px}.site .hero.sub h1{max-width:22ch;font-size:clamp(34px,4.4vw,52px)}.site .pillars{border-top:1px solid #ffffff29;grid-template-columns:repeat(4,1fr);max-width:620px;margin-top:56px;display:grid}.site .pillars div{letter-spacing:.24em;text-transform:uppercase;color:#aeb6be;padding-top:12px;font-size:11px}.site .crumbs{color:#aeb6be;margin-bottom:18px;font-size:13px}.site .crumbs a{color:#d9d2c4}.site .grid{gap:22px;display:grid}.site .g2{grid-template-columns:repeat(2,minmax(0,1fr))}.site .g3{grid-template-columns:repeat(3,minmax(0,1fr))}.site .card{background:var(--card);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;margin:0;padding:28px;overflow:visible}.site a.card{color:inherit;text-decoration:none;transition:transform .15s,box-shadow .15s;display:block}.site a.card:hover{transform:translateY(-2px);box-shadow:0 2px 4px #1125370d,0 16px 32px -18px #11253759}.site .card .k{letter-spacing:.18em;text-transform:uppercase;color:var(--ink-3);margin-bottom:10px;font-size:11.5px;font-weight:600}.site .card .more{color:var(--navy);margin-top:10px;font-size:15px;font-weight:600;display:inline-block}.site .card .more:after{content:" →";color:var(--gold)}.site .svcs{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.site .svc{background:var(--card);border:1px solid var(--line);color:inherit;border-radius:14px;flex-direction:column;gap:6px;padding:22px 22px 18px;text-decoration:none;transition:border-color .15s,transform .15s;display:flex}.site .svc:hover{border-color:var(--gold);transform:translateY(-2px)}.site .svc .code{letter-spacing:.18em;color:var(--gold);font-size:11.5px;font-weight:600}.site .svc h3{margin:0;font-size:21px}.site .svc p{color:var(--ink-2);margin:0;font-size:15px}.site .svc .fee{border-top:1px solid var(--line-soft);color:var(--ink-3);margin-top:auto;padding-top:10px;font-size:13.5px}.site .band{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.site .navyband{background:var(--navy);color:#ede7da}.site .navyband h2{color:#f7f3ea}.site .navyband .lead{color:#c9c2b4}.site ol.principles{counter-reset:p;gap:22px;margin:0;padding:0;list-style:none;display:grid}.site ol.principles li{counter-increment:p;grid-template-columns:44px 1fr;gap:14px;display:grid}.site ol.principles li:before{content:counter(p,decimal-leading-zero);font-family:var(--serif);color:var(--gold);font-size:24px;line-height:1.2}.site ol.principles b{font-family:var(--serif);color:var(--navy);margin-bottom:2px;font-size:21px;font-weight:400;display:block}.site ol.principles span{color:var(--ink-2);font-size:16px}.site ol.process{margin:0;padding:0;list-style:none;position:relative}.site ol.process li{padding:0 0 26px 50px;position:relative}.site ol.process li:before{content:"";background:var(--line);width:2px;position:absolute;top:30px;bottom:0;left:15px}.site ol.process li:last-child:before{display:none}.site ol.process li i{border:2px solid var(--navy);background:var(--card);width:32px;height:32px;font-style:normal;font-family:var(--serif);color:var(--navy);border-radius:50%;place-items:center;font-size:16px;display:grid;position:absolute;top:0;left:0}.site ol.process li b{font-family:var(--serif);color:var(--navy);font-size:21px;font-weight:400;display:block}.site ol.process li span{color:var(--ink-2);font-size:16px}.site ul.ticks{gap:10px;margin:0;padding:0;list-style:none;display:grid}.site ul.ticks li{padding-left:30px;position:relative}.site ul.ticks li:before{content:"";background:var(--gold-soft);border-radius:50%;width:18px;height:18px;position:absolute;top:6px;left:0}.site ul.ticks li:after{content:"";border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);width:8px;height:5px;position:absolute;top:10px;left:5px;transform:rotate(-45deg)}.site ul.plain{color:var(--ink-2);gap:6px;margin:0;padding-left:20px;display:grid}.site .facts{border:1px solid #ffffff29;border-radius:14px;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;max-width:760px;margin-top:34px;display:grid}.site .facts div{color:#ede7da;border-left:1px solid #ffffff29;padding:16px 20px;font-size:15px}.site .facts div:first-child{border-left:0}.site .facts small{letter-spacing:.2em;text-transform:uppercase;color:#aeb6be;margin-bottom:4px;font-size:11px;display:block}.site .split{grid-template-columns:minmax(0,1.7fr) minmax(0,1fr);align-items:start;gap:48px;display:grid}.site .split .aside{position:sticky;top:100px}.site .block{margin-bottom:40px}.site .block h2{font-size:28px}.site .quote{font-family:var(--serif);color:var(--navy);border-left:3px solid var(--gold);margin:0 0 40px;padding-left:22px;font-size:26px;line-height:1.3}.site .tabsrow{border-bottom:1px solid var(--line);flex-wrap:wrap;gap:4px;margin-bottom:0;display:flex}.site .tabsrow span{border:1px solid var(--line);background:var(--paper-2);color:var(--ink-2);border-bottom:0;border-radius:8px 8px 0 0;padding:8px 14px;font-size:13px}.site .tabsrow span.on{background:var(--card);color:var(--navy);box-shadow:inset 0 2px 0 var(--gold);font-weight:600}.site .anatomy{background:var(--card);border:1px solid var(--line);border-top:0;border-radius:0 0 14px 14px;padding:22px}.site .anatomy dl{grid-template-columns:max-content 1fr;gap:10px 18px;margin:0;font-size:15.5px;display:grid}.site .anatomy dt{color:var(--navy);font-weight:600}.site .anatomy dd{color:var(--ink-2);margin:0}.site .figure{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px 22px 14px}.site .figure svg{width:100%;height:auto;display:block}.site .figure svg text{font-family:var(--sans);fill:var(--ink-3);font-size:11px}.site .figure .legend{color:var(--ink-2);flex-wrap:wrap;gap:16px;margin:6px 0 4px;font-size:13px;display:flex}.site .figure .legend i{vertical-align:middle;border-radius:2px;width:14px;height:3px;margin-right:6px;display:inline-block}.site .figure figcaption{color:var(--ink-3);margin-top:8px;font-size:12.5px}.site form.enquiry{gap:14px;display:grid}.site form.enquiry label{color:var(--navy);gap:6px;font-size:14px;font-weight:600;display:grid}.site form.enquiry input,.site form.enquiry select,.site form.enquiry textarea{font:inherit;border:1px solid var(--line);color:var(--ink);background:#fff;border-radius:10px;padding:12px 14px;font-size:16px;font-weight:400}.site form.enquiry input:focus,.site form.enquiry select:focus,.site form.enquiry textarea:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:var(--gold)}.site form.enquiry .two{grid-template-columns:1fr 1fr;gap:14px;display:grid}.site .sent{color:#17613a;background:#e3f1e7;border-radius:12px;padding:18px 20px}.site .err{color:var(--critical);font-size:14px}.site dl.terms{grid-template-columns:max-content 1fr;gap:8px 18px;margin:0;font-size:15.5px;display:grid}.site dl.terms dt{color:var(--ink-3)}.site dl.terms dd{margin:0}.site footer.bottom{background:var(--navy);color:#c9c2b4;margin-top:auto;padding:64px 0 30px;font-size:15px}.site footer.bottom a{color:#ede7da;text-decoration:none}.site footer.bottom a:hover{color:#fff;text-decoration:underline}.site footer.bottom .cols{grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;display:grid}.site footer.bottom h4{font-family:var(--sans);letter-spacing:.2em;text-transform:uppercase;color:#8f9ba6;margin:0 0 12px;font-size:11.5px;font-weight:600}.site footer.bottom ul{gap:8px;margin:0;padding:0;list-style:none;display:grid}.site footer.bottom img{width:64px;margin-bottom:12px}.site footer.bottom .fine{color:#8f9ba6;border-top:1px solid #ffffff1f;margin-top:44px;padding-top:18px;font-size:13px}@media (max-width:1100px){.site nav.main{display:none}.site .menu{display:block}}@media (max-width:960px){.site .g3,.site .svcs{grid-template-columns:repeat(2,minmax(0,1fr))}.site .split{grid-template-columns:1fr;gap:28px}.site .split .aside{position:static}.site footer.bottom .cols{grid-template-columns:1fr 1fr}}@media (max-width:640px){.site{font-size:16px}.site .wrap{padding:0 16px}.site section{padding:60px 0}.site .hero{padding:72px 0 96px}.site .g2,.site .g3,.site .svcs,.site .facts{grid-template-columns:1fr}.site .facts div{border-top:1px solid #ffffff29;border-left:0}.site .facts div:first-child{border-top:0}.site .pillars div{letter-spacing:.14em;font-size:9.5px}.site form.enquiry .two{grid-template-columns:1fr}.site .brand .wm{font-size:14px}.site .brand img{width:44px}.site footer.bottom .cols{grid-template-columns:1fr}.site .card{padding:22px}}.site .faqs{gap:10px;display:grid}.site .faqs details{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:0 20px}.site .faqs summary{cursor:pointer;font-family:var(--serif);color:var(--navy);padding:16px 28px 16px 0;font-size:19px;list-style:none;position:relative}.site .faqs summary::-webkit-details-marker{display:none}.site .faqs summary:after{content:"+";font-family:var(--sans);color:var(--gold);font-size:22px;position:absolute;top:12px;right:0}.site .faqs details[open] summary:after{content:"–"}.site .faqs details p{color:var(--ink-2);margin:0 0 18px}.site .ex{background:var(--card);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;overflow:hidden}.site .ex .head{padding:26px 28px 18px}.site .ex .flag{letter-spacing:.14em;text-transform:uppercase;background:var(--gold-soft);color:#7a5400;border-radius:999px;margin-bottom:12px;padding:4px 10px;font-size:11px;font-weight:600;display:inline-block}.site .ex .flag.real{color:#17613a;background:#e3f1e7}.site .ex .exwho{color:var(--ink-3);margin:0 0 6px;font-size:14px}.site .ex h3{font-size:25px}.site .ex .metrics{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--paper-2);grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.site .ex .metrics div{border-left:1px solid var(--line);padding:16px 20px}.site .ex .metrics div:first-child{border-left:0}.site .ex .metrics b{font-family:var(--serif);color:var(--navy);font-size:24px;font-weight:400;line-height:1.15;display:block}.site .ex .metrics span{color:var(--ink-3);font-size:12.5px}.site .ex .pillars2{grid-template-columns:repeat(2,minmax(0,1fr));gap:0;display:grid}.site .ex .pillars2 div{border-top:1px solid var(--line-soft);padding:20px 28px}.site .ex .pillars2 div:nth-child(odd){border-right:1px solid var(--line-soft)}.site .ex .pillars2 h4{font-family:var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin:0 0 6px;font-size:11.5px;font-weight:600}.site .ex .pillars2 p{color:var(--ink-2);margin:0;font-size:15.5px}.site .ex .sit{color:var(--ink-2);padding:0 28px 22px;font-size:16px}.site .ex .foot{color:var(--ink-3);border-top:1px solid var(--line-soft);padding:14px 28px;font-size:13px}.site .gapchart{border-bottom:1px solid var(--line-soft);margin:0;padding:22px 28px 20px}.site .gapchart figcaption{letter-spacing:.16em;text-transform:uppercase;color:var(--ink-3);margin-bottom:14px;font-size:12px;font-weight:600}.site .gbar{grid-template-columns:minmax(0,210px) minmax(0,1fr) auto;align-items:center;gap:14px;margin-bottom:10px;display:grid}.site .gbar .gl{color:var(--ink-2);font-size:14px;line-height:1.3}.site .gbar .gt{background:var(--paper-2);border-radius:6px;height:22px;overflow:hidden}.site .gbar .gf{border-radius:6px;height:100%;display:block}.site .gbar.before .gf{background:#c9b79a}.site .gbar.after .gf{background:var(--navy)}.site .gbar .gv{font-family:var(--serif);color:var(--navy);text-align:right;min-width:88px;font-size:20px}.site .gbar.before .gv{color:var(--ink-3)}.site .gchange{color:var(--ink-3);margin:4px 0 14px;font-size:13px;font-weight:600}.site .gchange.good{color:#17613a}.site .ggap{background:var(--gold-soft);border-left:3px solid var(--gold);border-radius:0 10px 10px 0;padding:12px 16px}.site .ggap b{letter-spacing:.16em;text-transform:uppercase;color:#7a5400;margin-bottom:4px;font-size:11.5px;display:block}.site .ggap p{color:var(--ink);margin:0;font-size:15px}.site a.exc .minibars{flex-direction:column;gap:6px;margin:6px 0 2px;display:flex}.site a.exc .mb{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:10px;display:grid}.site a.exc .mt{background:var(--paper-2);border-radius:5px;height:9px;overflow:hidden}.site a.exc .mf{border-radius:5px;height:100%;display:block}.site a.exc .mb.before .mf{background:#c9b79a}.site a.exc .mb.after .mf{background:var(--navy)}.site a.exc .mv{color:var(--ink-2);text-align:right;white-space:nowrap;min-width:104px;font-size:12.5px}.site a.exc .mc{color:var(--ink-3);font-size:12px}.site .onrequest{color:var(--ink-2);margin-top:28px;font-size:15px}@media (max-width:640px){.site .gbar{grid-template-columns:minmax(0,1fr) auto;gap:6px 12px}.site .gbar .gl{grid-column:1/-1}.site .gapchart{padding:18px}}.site .excards{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.site a.exc{color:inherit;background:var(--card);border:1px solid var(--line);border-radius:14px;flex-direction:column;gap:8px;padding:22px 24px;text-decoration:none;transition:border-color .15s,transform .15s;display:flex}.site a.exc:hover{border-color:var(--gold);transform:translateY(-2px)}.site a.exc .big{font-family:var(--serif);color:var(--navy);font-size:30px;line-height:1.1}.site a.exc .lbl{color:var(--ink-3);font-size:13px}.site a.exc h3{margin:6px 0 0;font-size:20px}.site .people{grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:22px;display:grid}.site .person{background:var(--card);border:1px solid var(--line);border-radius:16px;grid-template-columns:96px 1fr;align-items:start;gap:20px;padding:26px;display:grid}.site .person .ph{background:var(--paper-2);width:96px;height:96px;font-family:var(--serif);color:var(--navy);border-radius:50%;place-items:center;font-size:34px;display:grid;overflow:hidden}.site .person .ph img{object-fit:cover;width:100%;height:100%}.site .person h3{margin:0}.site .person .role{color:var(--gold);letter-spacing:.12em;text-transform:uppercase;margin:4px 0 10px;font-size:13px;font-weight:600}.site .person ul{color:var(--ink-2);margin:8px 0 0;padding-left:18px;font-size:15px}.site .legal{max-width:800px}.site .legal h2{margin-top:36px;font-size:26px}.site .legal p,.site .legal li{color:var(--ink-2)}.site .legal .meta{color:var(--ink-3);border-top:1px solid var(--line);margin-top:40px;padding-top:12px;font-size:13.5px}.site table.fees{border-collapse:collapse;background:var(--card);border:1px solid var(--line);border-radius:14px;width:100%;font-size:15.5px;overflow:hidden}.site table.fees th{font-family:var(--sans);text-align:left;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);border-bottom:1px solid var(--line);background:var(--paper-2);padding:14px 16px;font-size:11.5px}.site table.fees td{border-bottom:1px solid var(--line-soft);vertical-align:top;padding:14px 16px}.site table.fees td.n{white-space:nowrap}@media (max-width:760px){.site .ex .metrics{grid-template-columns:1fr}.site .ex .metrics div{border-left:0;border-top:1px solid var(--line)}.site .ex .metrics div:first-child{border-top:0}.site .ex .pillars2{grid-template-columns:1fr}.site .ex .pillars2 div:nth-child(odd){border-right:0}.site .excards,.site .person{grid-template-columns:1fr}.site table.fees{font-size:14px}.site table.fees .hide-m{display:none}}
